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Life Insurance Australia

Experimentation at MetLife

Experimentation at MetLife

At MetLife we recognise that experimentation is our pathway to continually improving our business and the experience of our customers. READ MORE
More than a bad day - Symptoms and types of depression

More than a bad day - Symptoms and types of depression

The “winter blahs” are real — our bodies could be reacting to seeing less daylight. Does feeling less energetic or wanting to sleep and sometimes eat more this time of year sound familiar? But what does it mean if you’ve been feeling this way for a long time? Have you ever wondered if you might be depressed? READ MORE
Own versus Any occupation

‘Own’ versus ‘Any’ occupation: an important difference when comparing Income Protection products

Dr Jeff Scott explores why ‘own’ versus ‘any’ is a critical consideration when comparing Income Protection products. READ MORE
Calculating monthly benefits

Calculating monthly benefits: The three-step process to undertake when comparing Income Protection products

Dr Jeff Scott explores why with Income Protection product features now differing so much, making a recommendation on the basis of price alone may not meet the best interest duty for each of your clients. READ MORE
Closing the Insurance Gap

Closing the Insurance Gap

We have a long way to go to support women to improve their engagement with insurance inside super. READ MORE
DEI Month of March

DEI Month of March

At MetLife, we believe the key to a positive working environment is creating a collaborative community with diverse perspectives and a united vision. Throughout the month of March we are focussing on DEI at MetLife, with our Committee hosting events to help educate and increase awareness of diversity issues. READ MORE
How MetLife supported financial advisers in 2021

How MetLife supported financial advisers in 2021

MetLife has launched several initiatives to support advisers and their clients, including advice on the FASEA exam, redesigning Income Cover, launching 360Health Virtual Care, hosting a series of mental health discussions and promoting the Value of Life Insurance. READ MORE
The longevity boom: why Australians need to take charge of their financial future

The longevity boom: why Australians need to take charge of their financial future

Demographer and futurist Mark McCrindle says we’re all going to live longer, work longer and have higher quality-of-life requirements. So, what can Australians – particularly coming generations – do to secure their financial future? READ MORE
Changing life stages and how they're driving interest in life insurance

Changing life stages and how they're driving interest in life insurance

Changes in Australia’s population, along with social changes triggered by COVID-19, are driving investment in life insurance. New research also points to a great ‘control-alt-delete’ reset affecting people’s financial priorities. READ MORE
Leadership in action: how financial advisers can engage, equip and empower emerging generations

Leadership in action: how financial advisers can engage, equip and empower emerging generations

How can financial advisers engage, equip and empower future generations? Futurist and demographer Mark McCrindle offers his tips. READ MORE
Grit, family love and an unlikely feathered friend helped Sam Bloom recover

Grit, family love and an unlikely feathered friend helped Sam Bloom recover

A devastating accident left Sam Bloom paralysed from the chest down. But the love of her family, an iron will and a little help from a baby bird helped her bounce back and find meaning in life. READ MORE
Triumph over adversity: the story of Paralympics champion Curtis McGrath

Triumph over adversity: the story of Paralympics champion Curtis McGrath

Paralympian, Australian Army vet and double amputee Curtis McGrath reflects on his experiences and how he learned that having goals and overcoming adversity are the most important things in life. READ MORE
How the pandemic has created a ‘control alt delete’ moment

How the pandemic has created a ‘control alt delete’ moment

The pandemic has forced Australians to put plans on hold. But as social commentator Bernard Salt explains, it’s also created a chance for many to re-evaluate what really matters: safety, security and family. READ MORE
The recipe for healthy living: combining good nutrition with mindfulness

The recipe for healthy living: combining good nutrition with mindfulness

Dietitian and mindfulness expert Dr Tasmiah Masih (Tas) believes we would all derive enormous health benefits by integrating stress management into our everyday activities – particularly when it comes to our food choices and how we prepare meals. READ MORE
Top 6 benefits and features to consider when comparing Income Protection products

Top 6 benefits and features to consider when comparing Income Protection products

Dr Jeffrey Scott, Head of Advice Strategy at MetLife Australia, outlines the top 6 key benefits and features financial advisers need to look out for when comparing Income Protection products. READ MORE
Digital insurance solutions to regenerate the group risk market in Australia

Digital insurance solutions to regenerate the group risk market in Australia

We should think big, but it’s time to start small; Dean Mulheron, Head of Group Product, MetLife Australia discusses digital insurance solutions to regenerate the group risk market in Australia. READ MORE
The keys to positive mental health

The keys to positive mental health

MetLife’s Chief Medical Officer, Dr Samuel Lim, explains the stress signs to look out for, how to bring positive mental health activities into your life, and where to get help if you’re feeling overwhelmed. READ MORE
Why life insurance is also good for your financial wellness

Why life insurance is also good for your financial wellness

MetLife’s latest Employee Benefit Trends Study reveals most people want long-term financial security, but they say it’s harder to stay on track with goals during these times. READ MORE
The Burden of disease - making positive changes

The Burden of disease - making positive changes

MetLife’s 360Health recognises the importance of focusing not just on lifespan but also on our healthspan – the number of years we live healthily and without the burden of disease, especially preventable disease. READ MORE
Dark Side of the Screen

Dark Side of the Screen

The MetLife 360Health team explores how screen time can impact our sleep. READ MORE
Self Care Top Tips

Self Care Top Tips

It is important that during stressful times you carve out some time for yourselves. Here are some tips from MetLife 360Health. READ MORE
Nutrition tips

Nutrition tips

We all know that diet care and healthy eating are essential to keeping our immune system functioning optimally, yet we do​n’t prioritise it when dealing with stress and isolation. READ MORE
Healthy Habits - How to thrive

Healthy Habits - How to thrive

Mental wellness is a process that we engage in proactively – it is not a static state of being – eMindful. These tips and strategies from the 360Health team can help you boost your mental health. READ MORE
Healthy Habits - How to sleep

Healthy Habits - How to sleep

When our sleep is poor, or we cannot get enough sleep, we may not function normally during the day when awake. When it comes to mental health, good sleep, a healthy diet and exercise are all critically important. READ MORE
Healthy Habits - How to move

Healthy Habits - How to move

Our MetLife 360Health "Habits How-To" series features tips, tricks, and activities to help you establish healthy habits and maintain them in the long run. Find out the benefits of moving and how to make it a habit. READ MORE
Healthy Habits - Primer on Habit Formation

Healthy Habits - Primer on Habit Formation

Our MetLife 360Health "Habits How-To" series features tips, tricks, and activities to help you establish healthy habits and maintain them in the long run. If you’re interested in establishing healthy habits, it’s helpful to understand a few basic concepts: The Habit Loop and Motivation READ MORE
4 Ways to Beat Stress

4 Ways to Beat Stress

With a long to-do list, plus family and work commitments competing for your attention, it’s no wonder you sometimes feel stressed. Here’s 4 ways from the 360Health team you  can start taking action to beat stress right now. READ MORE
Insurance Inside Super – Top Questions

Insurance Inside Super – Top Questions

Your top questions answered about Insurance Inside Super. READ MORE
Why life insurers have a bigger role to play in supporting customers mental health

Why life insurers have a bigger role to play in supporting customers mental health

As we continue to feel the profound health impacts of the COVID-19 pandemic, supporting the mental health of Australians has become an even more urgent priority. READ MORE
Insurance through super– how it works, what you need to know

Insurance through super– how it works, what you need to know

Most of us think of our funds as a way to save for retirement. But they can also be a source of low-cost cover. READ MORE
Three reasons to have regular health check-ups

Three reasons to have regular health check-ups

While the long-term impacts of the COVID-19 pandemic are not yet fully understood, we do know the events of the last 18 months will leave a lasting impression on our health and wellbeing. READ MORE
5 Things You Should Know About Life Insurance

5 Things You Should Know About Life Insurance

Life insurance can be your safety net when things go wrong. Here are some lesser known things about life insurance to help you make an informed choice. READ MORE
Insurance Inside Super: Important Things to Know

Insurance Inside Super: Important Things to Know

Most superannuation funds offer a built-in life insurance policy – also known as Insurance Inside Super (IIS) – to their members. Learn about its inclusions & benefits. READ MORE
Why Life Insurance Cover Needs to Change as You Grow

Why Life Insurance Cover Needs to Change as You Grow

Changing circumstances, rises or falls in income and whether or not the kids are still at home all affect the amount of coverage you need. Learn more READ MORE
How the life insurance industry is strengthening our communities

How the life insurance industry is strengthening our communities

The value of the life insurance industry extends far beyond premium dollars and taxpayer savings; it also has a positive and lasting impact on the communities in which life insurers operate. READ MORE
Value of Life Insurance - helping superfunds educate their members

Value of Life Insurance - helping superfunds educate their members

It is more important than ever that we educate super fund members about the value of default insurance within their fund, so that they can make informed decisions about their cover. READ MORE
Communicating the value of life insurance to everyday Australians

Communicating the value of life insurance to everyday Australians

Communicating the value of life insurance to everyday Australians is important, but it’s not always easy. That’s why MetLife has released the Value of Life Insurance Report. READ MORE
Industry wrap up: Professional Planner’s Licensee Summit

Industry wrap up: Professional Planner’s Licensee Summit

The Professional Planner's Licensee Summit focused on best-in-class digital advice offering and exploring emerging customer and business models to increase ROI to accelerate business growth and profitability. READ MORE
What is life insurance

What is life insurance?

We explore everything you need to know about life insurance – and making the right choices so you and your loved ones are protected. READ MORE
Underwriting Edge

Why MetLife's underwriting process works better

We have invested in our underwriting process to make it stand out from the competition. Find out how our communication and customer service-centric approach to underwriting can make life easier for advisers. READ MORE
MetLife is here to support you

MetLife is here to support you

Discovering she had income protection was some much-needed good news for Ms M after a breast cancer diagnosis. READ MORE
COVID-19: The industry challenges that lie ahead

COVID-19: The industry challenges that lie ahead

Dean Mulheron, Head of Group Product shares some of the key challenges and opportunities that face the industry. READ MORE
How much life insurance do I need?

How much life insurance do I need?

Life insurance is designed to give you peace of mind – ensuring your loved ones can cope financially if something happens to you. Here are tips for working out the right amount of life insurance to provide certainty for your family. READ MORE
Is income insurance worth it right now?

Is income insurance worth it right now?

You insure your home and contents as well as your car, but how much do you think about insurance that protects your income? Find out if income protection is right for you. READ MORE
Claims during COVID-19: the human experience is even more important now

Claims during COVID-19: the human experience is even more important now

Early in Victoria’s COVID-19 lockdowns MetLife case manager Courtney phoned long-term customer Chantelle to check in and share a claim update. Then she discovered Chantelle needed immediate help – and called her manager. READ MORE
When should I review my life insurance cover?

When should I review my life insurance cover?

When was the last time you checked on your life insurance and insurance inside super? Does your existing cover meet your current needs? It might be time for a review. READ MORE
8 life insurance tips to get you started

8 life insurance tips to get you started

Life insurance doesn’t need to be complicated. With the right information, you can navigate the process with confidence. READ MORE
Meet the Support Team

Meet the Support Team

Meet the team working to ensure advisers have the tools and support they need to work with MetLife efficiently and effectively every time. READ MORE
TPD insurance inside and outside superannuation – Let’s talk tax and net benefits

TPD insurance inside and outside superannuation – Let’s talk tax and net benefits

Advisers are often asked whether or not a client should own their TPD policy individually (self-owned) or have it be structured via a superannuation fund where they are a member. READ MORE
How Advisers can help Over 45s

How Advisers can help Over 45s

Australians over 45 know financial planning is important but many need help from financial advisers to understand how life insurance can fit in their plans. READ MORE
Meet the Team - Dianna Goss

Meet the Team - Dianna Goss

Dianna Goss, the face of MetLife in Western Australia, explains the value a local team can bring to our advisers regardless of what side of the country they’re on. READ MORE
How MetLife is making Life and TPD more accessible for over 45s

How MetLife is making Life and TPD more accessible for over 45s

Half of Australians over the age of 45 are financially unprepared. But they’re also facing modern challenges of higher mortgage debt, boomerang kids, and later retirement.  READ MORE
Life Insurance Explained in 60 Seconds

Life Insurance Explained in 60 Seconds

If you’re under 25, you’re bulletproof and don’t need life insurance, right? Unfortunately not. Find out in less than a minute why you need financial protection even when you’re young. READ MORE
Q&A with James Carey, Head of Group Insurance at MetLife

Q&A with James Carey, Head of Group Insurance at MetLife

James outlines the work he and his team are doing in product development in the wake of legislative changes and the backdrop of COVID-19. READ MORE
6 tips for talking to young members about insurance inside super

6 tips for talking to young members about insurance inside super

How do you talk to a generation who couldn't care less about their insurance or super, and don't trust financial institutions? MetLife's Brian Jacobs offers 6 valuable insights that can help.  READ MORE
10 tips for advisers

10 tips for advisers

Metlife’s experts share their insider tips on keeping existing clients, attracting new ones and growing your business in times of industry change. READ MORE
Communication more important than cost when it comes to choosing a financial adviser

Communication more important than cost when it comes to choosing a financial adviser

The financial advice industry may be surprised to learn that when it comes to choosing a financial adviser, most consumers are more concerned about how an adviser communicates than the cost of the actual advice. READ MORE
Income protection policies

Income protection policies

APRA have proposed a number of changes to retail (advised) income protection. READ MORE
The retail claims process

The retail claims process

When it comes to making a claim, MetLife’s Peter Kelly says it’s vital your clients know you’ll be helping them with the hard work so they can focus on other things. READ MORE
The one thing advisers should be doing to boost client retention and referrals

The one thing advisers should be doing to boost client retention and referrals

Almost a third of consumers and half of SME’s are considering either changing their current adviser, or ceasing to use one completely, what is the one thing to do to boost client retention and referrals? READ MORE
Do your clients understand how commissions work?

Do your clients understand how commissions work?

Of the many learnings to come out of the Royal Commission, none are as important as the need for honest and transparent communications between financial advisers and their clients when it comes to financial products and services. READ MORE
Why advisers need to strengthen connections with their clients

Why advisers need to strengthen connections with their clients

Our research reveals financial advisers risk losing clients if they fail to demonstrate long term value of advice. READ MORE
Adviser-Client Research 2019 - Client Retention

Adviser-Client Research 2019 - Client Retention

Our research reveals financial advisers risk losing clients if they fail to demonstrate long term value of advice. READ MORE
Effective PMIF implementation starts with listening

Effective PMIF implementation starts with listening

Recently MetLife held a successful member engagement workshop on communicating PMIF changes to members. Senior Manager Member Engagement, Brian Jacobs, shares with us some insights from the workshop. READ MORE
Top 5 questions about Insurance Inside Superannuation

Top 5 questions about Insurance Inside Superannuation

We asked financial adviser Glen Hare about the most burning questions his clients ask about insurance inside superannuation (IIS) and what he tells them about making the right insurance decisions. READ MORE
One year on

One Year On: How advisers helped drive change to the policy anniversary process

We reflect on how adviser feedback was a crucial part of redeveloping the MetLife Protect policy anniversary process, making it more valuable for clients and easier for advisers. READ MORE
1 July Changes to Insurance Explained

1 July changes to insurance explained

The new Protect Your Super legislation explained: What is it? Who will be affected? READ MORE
Protecting Your Super Legislation

What does Protecting Your Super mean for your insurance?

The new Protecting Your Super legislation (PYS) will turn off insurance cover for inactive superannuation accounts. MetLife’s Brian Jacobs explains what you need to know and what to do if you’re affected. READ MORE
Bringing innovation to life

Bringing innovation to life

While we are implementing digital solutions, we constantly think about how we are providing a caring experience and it’s a challenge that we try and work through. READ MORE
MetLife Protect Helping Advisers and their Clients

MetLife Protect helping Advisers and their Clients

Rachel Towell, MetLife Australia’s State Manager for NSW/ACT, explains how MetLife Protect allows advisers to match their clients’ needs and values more closely to their life insurance.  READ MORE
Life Insurance brick by brick

Life Insurance brick by brick

We recognise that everyone is unique, so their insurance needs to be too. Meet the new modular cover you can tailor to match what truly matters for each and every client. It’s been designed for the way people in Australia live today.  READ MORE
Modular Insurance up close

Modular Insurance up close

Stuart White, State Manager, Queensland, walks us through the three target customer segments for MetLife Protect and uses case studies to show how the modular product and optional Extras cover work in practice. READ MORE
Industry dilemma: Enter the millennials

Industry dilemma: Enter the millennials

Millennials are coming of age – and gaining age-old responsibilities. How can the insurance sector engage these digital natives in protecting their futures? READ MORE
Why modular MetLife Protect is different

Why modular MetLife Protect is different

We speak to Casey Sugden, State Manager of Victoria, Tasmania and South Australia, to find out what advisers need to know about MetLife Protect’s modular product design and how to work closely with clients to best meet their needs. READ MORE
Trust or bust: 5 ways to create client connection

Trust or bust: 5 ways to create client connection

The best financial advice is founded not on money, but trust. Here we look at how advisers can develop and maintain fruitful client relationships. READ MORE
Why modular MetLife Protect makes sense

Why modular MetLife Protect makes sense

MetLife recognises that everyone is unique, so their insurance needs to be too. Meet the new modular cover you can tailor to match what truly matters for your client. READ MORE
How Much Life Insurance Do you Need?

How Much Life Insurance Do you Need?

We never know what’s around the next corner. But with life insurance, you can help make sure that whatever happens, your loved ones are financially protected. READ MORE
When should you check your Life Insurance cover?

When Should I Check My Life Insurance Cover?

If you purchased your life insurance policy some time ago or have cover inside your super, it’s likely you haven’t thought about it much since then. Maybe your life has changed in significant ways and you’re wondering whether it’s time to adjust your coverage. Here’s when it may be time to check your level of cover. READ MORE
10 tips to get started with Life Insurance

What is underwriting anyway?

Underwriting simply means assessing risk. Find out more about what life insurance underwriters look for – and how this can affect your life insurance application and premiums.  READ MORE
10 tips to get started with Life Insurance

10 tips to get started with Life Insurance

Many people know they need life insurance, but they don’t take the next step because they’re not sure where to start. Here’s what you need to know. READ MORE

This website contains general information only, which does not take into account your personal financial situation, objectives or needs. Before deciding whether to acquire, or continuing to hold, any of our products, please seek appropriate independent financial advice to assess whether it is suitable for you. You should also consider the relevant Product Disclosure Statement, available upon request by calling 1300 555 625, before making any decision. Life insurance products are issued by MetLife Insurance Limited ABN 75 004 274 882, AFSL 238096.

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