As a small business owner, you handpick a team of people who share your vision and work hard to make it happen. So you want to attract and keep the right people, and support them should the unexpected happen.
That's where income protection comes in — helping you look after your employees and keep your business running. And with MetLife, you get all the perks of a big business when protecting your employees with group insurance.
Group insurance is no longer exclusive to large employers — if you have 12 or more employees, we'll provide customised cover for your staff and business.
Our premiums are generally tax deductible and can be less than 1% of your payroll, making it easy to manage your cashflow.*
Offering cover as an employee benefit boosts loyalty among existing employees, and helps you attract the right people for your business.**
Our early intervention and rehabilitation services promote health and wellbeing among your staff — and supports them to return to work sooner.
Because employees will receive a monthly benefit if they're off work due to disability, you'll have the financial flexibility to put back up staff in place — and keep the business running smoothly.
* Taxation law is complex and this information has been prepared as a guide only and does not represent taxation advice. Please see your tax adviser for independent taxation advice.
** MetLife, Employee Benefit Trends Study Australia, 2014
Your employees can be confident they'll have the financial assistance they need if they're injured, become ill or are permanently incapacitated.
By offering benefits that have their best interests at heart, your employees will feel valued and appreciated — increasing their job satisfaction.
The income protection cover you provide for your staff will help bridge the gap in underinsurance. Plus, they'll have the freedom and flexibility to continue the cover if they stop working for you.
Find out more about the benefits of MetLife insurance and retirement solutions for your employees and your business.