MetLife Protect is insurance as it should be: flexible, fast – and specially designed to keep pace with our rapidly changing lives.
Fast and easy online applications
Fewer questions to answer
Improved customer experience
Same day pre-assessment response
Discover a better customer experience, with fewer questions, fast and easy online applications, plus a same day pre-assessment response to your application. Additionally, a range of extra support services* are available if you need them – such as early intervention, mental health support and grief counselling (in case the Life Insured is diagnosed with a Terminal Illness), financial advice assistance after claim, rehabilitation and return-to-work planning services that we mutually agree upon, and more.
We’ve also made MetLife Protect more affordable by giving you the option to pay for some policies from your super fund, and some directly, along with multi-policy discounts, multi-lives discounts and healthy lives discounts.
For the policy to be funded through super, it needs to be structured inside super, either through your Self-Managed Super Fund (SMSF) or you can be a member of the MetLife Australia Superannuation Fund. MetLife Protect Super is our insurance inside super policy and accepts tax-paid rollovers from your nominated superfund. For a SMSF-owned Policy, only personal contributions can be accepted.
*These support services are at the discretion of MetLife.
MetLife Protect. We’re doing insurance differently. Especially for you.
That’s why MetLife Protect allows you to build insurance by adding optional extras at the time you take a new policy with us or make changes to your existing policy as your life changes.
Life+
Income Cover+
TPD+
Trauma+
For the class of consumers whom MetLife Protect and MetLife Protect Super is likely to be suitable for, and any conditions around how the product can be distributed, download and read the TMDs for MetLife Protect (prepared by MetLife Insurance Limited) and MetLife Protect Super (prepared by Equity Trustees Superannuation Limited).
Protect your loved ones with a lump sum paid to your beneficiaries or estate if you die or become terminally ill.
Provides a lump sum payment for you if you become totally and permanently disabled and are unable to work.
Ensures you are protected if you suffer from a specified serious illness (such as cancer) or a specified serious injury, such as losing a limb.
Keep your life on track with a regular benefit if you are temporarily unable to work due to an illness or injury.
Insurance is a promise we mean to keep – and a claim is our moment of truth. You can count on us to be there when you need us most, guaranteeing a claims decision within 10 days of getting your information.
Underwriting can make all the difference when individual circumstances need to be factored in. That’s why we employ a dedicated and experienced local underwriting team to find the very best solution for your MetLife insurance.
Our calculator is designed to provide you with an estimate of how much insurance protection cover you may need in the event of a trauma, death, total and permanent disablement (TPD) or if you are unable to work. Plus, it’s simple and easy to use.
Need a form? Have a question? Or simply want to find out more about the benefits of MetLife insurance solutions.
** The automatic adjustment of your insurance premiums according to changes in the cost of living or another economic indicator, especially to compensate for inflation.
† up to 90% - based on individual customer scenarios.
MetLife Protect is issued by MetLife Insurance Limited (ABN 75 004 274 882, AFSL 238096). MetLife Protect Super is issued by Equity Trustees Superannuation Limited (ABN 50 055 641 757, AFSL 229757). This information is of a general nature and has been prepared without taking into account your objectives, financial situation or needs. You should seek independent financial advice having regard to your objectives, financial situation and needs. We recommend that you read the MetLife Protect Product Disclosure Statement, which can be downloaded on this page, before deciding whether to acquire, or to continue to hold, these products.
By accessing this website you agree to comply with MetLife's Legal Notices
From 1 November 2018 the Australian Complaints Authority (AFCA) has replaced all other complaint bodies. AFCA considers complaints that previously would have been handled by the Financial Ombudsman Services (FOS), the Credit and Investments Ombudsman and the Superannuation Complaints Tribunal (SCT). AFCA provides a fair and independent complaint resolution service that is free to consumers.
