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MetLife Personal Insurance

Personal Insurance

Offering a variety of personal insurance products, tailored specifically to meet the unique needs of both individuals and businesses.

Personal Insurance

Offering a variety of personal insurance products, tailored specifically to meet the unique needs of both individuals and businesses.

Life Insurance
Life Insurance

Support and peace of mind for people facing the consequences of death and terminal illness.

Total and Permanent Disability (TPD) Insurance
Total and Permanent Disability Insurance

Provides protection if you’re permanently unable to work due to injury or illness.

Trauma Insurance
Trauma Insurance

A lump sum payment to help you and your family cover medical and living costs – so you can focus on recovery.

Income Protection Insurance
Income Protection Insurance

Regular payments to help you maintain your lifestyle while you’re unable to work due to injury or illness. 

The value of insurance

Caring for those that matter most to you is a part of being human. That’s why insurance should play a key role in your life plans and financial wellbeing.
  • Protect your loved ones Find peace of mind knowing if anything unexpected happened to you, your family will be protected financially.
  • Secure your future Rest assured that if you were permanently injured or no longer unable to work, your financial future is safe.
  • Live your best life Stress less about what may happen, focus on the things that matter most and move forward with confidence.

When you should consider Life Insurance

Major life events are a good time to consider whether you and your family are adequately protected. They can include: 
  • Getting married or divorced
  • Starting a family or the birth of a child
  • Buying a home or increasing an existing mortgage
  • When your salary increases or change jobs

How to get it

Take care of what’s important and protect your family’s future.

Get in touch with your financial adviser and learn more about your insurance options. 

MetLife Protect Life Insurance MetLife Protect

Retail insurance is a type of fully underwritten policy that is distributed to customers through financial advisers. It is an individual life insurance product and can include Life cover, Total and Permanent Disablement, Income Protection and Trauma. 

MetLife Protect is our retail insurance product.

MetLife insurance inside super Insurance inside Super

A large number of superannuation funds have a built-in life insurance policy that provides automatic protection when you become a fund member. This default insurance can include Life cover, Total and Permanent Disablement and Income Protection. 


Why MetLife?

For over 150 years, MetLife has been protecting the hopes and dreams of over 90 million customers around the world.

And as a global leader in insurance, employee benefits and retirement solutions – you can trust us to take care of your future.


With fewer questions, online applications are quick and simple – and we’ll get back to you same day with a pre-assessment response.


Choose a policy to suit your needs today, and easily adapt it with building blocks of flexible cover as your life changes.


We’ll be there when you need us most, with extra support including mental health and grief counselling, financial wellbeing support and return-to-work services.

We’re experts when it comes to insurance, and know how to protect you when it matters most.

First opening in Australia in 2004, we are now one of the fastest growing life insurers – protecting 1.5 million Australians, and paying out $535 million in claims in 2022 alone. 

Because life moves fast these days. And we’re committed to making insurance simple, easy to understand and more accessible. 

Claims Philosophy

Insurance is a promise we mean to keep – and a claim is our moment of truth. With almost $420 million in claims paid last year, you can count on MetLife to be there when you need us most, along with a Claims decision within 10 days of getting your information. 

What is Underwriting?

Underwriting can make all the difference when individual circumstances need to be factored in. That’s why we employ a dedicated and experienced local underwriting team to find the very best solution for your Metlife Protect insurance.

Insurance Calculator

Our calculator is designed to provide you with an estimate of how much insurance protection cover you may need in the event of a trauma, death, total and permanent disability (TPD) or if you are unable to work. Plus it’s simple and easy to use.

How else can we help you?

Need a form? Have a question? Or simply want to find out more about the benefits of MetLife insurance solutions.

This website contains general information only, which does not take into account your personal financial situation, objectives or needs. Before deciding whether to acquire, or continuing to hold, any of our products, please seek appropriate independent financial advice to assess whether it is suitable for you. You should also consider the relevant Product Disclosure Statement, available upon request by calling 1300 555 625, before making any decision. Life insurance products are issued by MetLife Insurance Limited ABN 75 004 274 882, AFSL 238096.

By accessing this website you agree to comply with MetLife's Legal Notices