MetLife Protect
Built to protect your clients today, tomorrow, and through life’s milestones.
Secure your clients' futures with features like:
- Three-year rate guarantee
- Multi-policy discounts
- Access to award-winning 360Health services
Guaranteed value
Our product is rated in the top quartile for coverage, policy definitions, strength and sustainability, and flexibility1.
Award-winning care
Our expert team and underwriters rank in the top quartile for their simple and supportive process2.
Flexible cover
Tailored cover, so your clients only pay for what they need, when they need it.
Benefits of MetLife Protect
From quote to claim, we make it simple—so you can focus on what matters: your clients.
3-year rate guarantee
Available on all lump sum covers to provide your clients with financial certainty.
Market leading Trauma reinstatement
Up to six times the Trauma Cover Amount for multiple claims across each Trauma Category during the policy's lifetime (full benefit across each category is only paid once).
Life Cover – Specified Events Option
An additional payment alongside Standard Life Cover.
Rewarding loyalty
Extra savings if your clients have more than one policy, cover multiple lives, or maintain a healthy lifestyle.
360Health
Gives you and your clients access to a range of award-winning health services that can support a healthier, longer life.
Life changes quickly and your clients’ cover should too.
MetLife Protect makes it easy to increase cover when life changes, so you can focus on advice, not admin. With Life Events Increase, you can boost your clients' Life and TPD cover without medical underwriting.
Faster coverage, stronger protection—because life doesn't wait for paperwork.
MetLife Protect + Extras
Every person is unique, and our MetLife Protect + Extras policy adapts to their needs now and tomorrow. We help you protect what's important to them.
Premium Waiver: Waives premium when your client becomes totally disabled
Specified Events: Provides additional financial support in case of accidental injury
Buy/Sell: Supports your client’s business succession plan with an Immediate Business Expenses Benefit
Be part of one of the fastest-growing life insurers—expanding at 2.7x the market rate3.
Partner in growth. Deliver more for your clients.
Resources
MetLife Protect Product Disclosure Statement (PDS)
MetLife Protect Target Market Determination
MetLife Protect Super Target Market Determination (TMD)
Partner with us
Access our expert team and award-winning products and services.
Need help?
Our expert team is here to help you every step of the way.
1 Adviser Ratings data: 2024 Life insurance benchmark study, comparing 9 insurers.
2 As above.
3 NMG Retail Advice Report Q4 2024, comparing 10 insurers.