The amount of money you receive depends on how much cover you purchase. Then you can use this money to cover your medical and rehabilitation costs, as well as any future expenses, which may also include modifying your home or car.
You decide how much cover you will need if you are no longer able to work. You then pay a regular premium depending on the cover amount you have selected. The cost of your premium will also depend on factors like your age, the industry you work in, your medical history and your lifestyle.
TPD policies either offer cover if you can no longer work in your usual job (own occupation) or may only cover you if you can't work in any job at all (any occupation). Premiums, terms and conditions will vary according to the definition, so please speak with your financial adviser before making any decision.
MetLife not only allows you to choose the TPD cover that’s right for you, but also gives you the flexibility to adapt the type of cover you need according to your changing needs, age and lifestyle by adding Specialist, Employee or Business benefits.