MetLife Protect is insurance as it should be: flexible, fast – and specially designed to keep pace with our rapidly changing lives.
It’s flexible, so you can simply add the ‘extras’ that matter to your existing policy – such as Home Loan cover, to ensure mortgage payments continue in case of illness, injury or death, or Key Person insurance if you decide to start a small business. And most importantly, it’s affordable – allowing you the unique option to pay for some of your policy through your super.
Fast and easy online applications
Fewer questions to answer
Improved customer experience
Same day pre-assessment response
Discover a better customer experience, with fewer questions, fast and easy online applications, plus a same day pre-assessment response to your application. Additionally, a range of extra support services are available if you need them – such as mental health support and grief counselling (in case the life insured is diagnosed with a terminal illness), financial planning assistance, rehabilitation and return-to-work planning services, and more.
We’ve also made MetLife Protect more affordable by giving you the option to pay for some policies from your super fund*, and some directly, along with multi-policy discounts, multi-lives discounts and healthy BMI discounts. Plus, you have the choice of paying premiums monthly or fortnightly without incurring extra costs.
*To pay inside your super, you need to have an SMSF or be a member of the MetLife Australia superannuation fund. MetLife Protect Super is our insurance in superannuation policy and accepts rollovers from your nominated superannuation fund.
MetLife Protect. We’re doing insurance differently. Especially for you.
That’s why MetLife Protect allows you to build insurance over time to suit your changing needs by simply adding the ‘extras’ that matter to your existing policy as your life changes.
Life+
TPD+
Trauma+
Income Cover+
Protect your loved ones with a lump sum paid to your beneficiaries orestate if you die or become terminally ill.
Provides a lump sum payment for you if you become totally and permanently disabled and are unable to work.
Ensures you are protected if you suffer from a specified serious illness (such as cancer) or a specified serious injury, such as losing a limb.
Keep your life on track with a regular benefit if you are temporarily unable to work due to an illness or injury.
Insurance is a promise we mean to keep – and a claim is our moment of truth. With over $485 million in claims paid last year, you can count on us to be there when you need us most, guaranteeing a claims decision within 10 days of getting your information.
Underwriting can make all the difference when individual circumstances need to be factored in. That’s why we employ a dedicated and experienced local underwriting team to find the very best solution for your MetLife insurance.
Our calculator is designed to provide you with an estimate of how much insurance protection cover you may need in the event of a trauma, death, total and permanent disablement (TPD) or if you are unable to work. Plus, it’s simple and easy to use.
Need a form? Have a question? Or simply want to find out more about the benefits of MetLife insurance solutions.
MetLife Protect is issued by MetLife Insurance Limited (ABN 75 004 274 882, AFSL 238096). MetLife Protect Super is issued by Equity Trustees Superannuation Limited (ABN 50 055 641 757, AFSL 229757). This information is of a general nature and has been prepared without taking into account your objectives, financial situation or needs. You should seek independent financial advice having regard to your objectives, financial situation and needs. We recommend that you read the MetLife Protect Product Disclosure Statement, which can be downloaded on this page, before deciding whether to acquire, or to continue to hold, these products.
By accessing this website you agree to comply with MetLife's Legal Notices
From 1 November 2018 the Australian Complaints Authority (AFCA) has replaced all other complaint bodies. AFCA considers complaints that previously would have been handled by the Financial Ombudsman Services (FOS), the Credit and Investments Ombudsman and the Superannuation Complaints Tribunal (SCT). AFCA provides a fair and independent complaint resolution service that is free to consumers.
All references to FOS and SCT have been replaced by AFCA. These changes to the PDS take effect from 1 July 2019. The PDS otherwise remains unaltered. All other terms, conditions and exclusions will continue to apply.
