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MetLife Protect Insurance

MetLife Protect is insurance as it should be: flexible, fast – and specially designed to keep pace with our rapidly changing lives.

What is MetLife Protect?

MetLife Protect lets you build insurance cover over time to suit your changing needs. It also provides you with a better customer experience and saves you time.

It’s flexible, so you can simply add the ‘extras’ that matter to your existing policy – such as Home Loan cover, to ensure mortgage payments continue in case of illness, injury or death, or Key Person insurance if you decide to start a small business. And most importantly, it’s affordable – allowing you the unique option to pay for some of your policy through your super. 

MetLife Protect Insurance
Fast and easy online applications
Fast

Fast and easy online applications

Fewer questions to answer
Easy

Fewer questions to answer

Improved customer experience
Caring

Improved customer experience

Same day pre-assessment response
Responsive

Same day pre-assessment response 

Why MetLife Protect

At MetLife, we know insurance. We also know that every person is unique. That’s why we created MetLife Protect. Now you can choose a policy that suits your needs and then easily adapt it with building blocks of flexible cover as your life, and your needs change.

Discover a better customer experience, with fewer questions, fast and easy online applications, plus a same day pre-assessment response to your application. Additionally, a range of extra support services are available if you need them – such as mental health support and grief counselling (in case the life insured is diagnosed with a terminal illness), financial planning assistance, rehabilitation and return-to-work planning services, and more.

We’ve also made MetLife Protect more affordable by giving you the option to pay for some policies from your super fund*, and some directly, along with multi-policy discounts, multi-lives discounts and healthy BMI discounts. Plus, you have the choice of paying premiums monthly or fortnightly without incurring extra costs.

*To pay inside your super, you need to have an SMSF or be a member of the MetLife Australia superannuation fund. MetLife Protect Super is our insurance in superannuation policy and accepts rollovers from your nominated superannuation fund.

MetLife Protect. We’re doing insurance differently. Especially for you.
Why MetLife Protect Insurance
MetLife Protect + Extras

We understand that every person is unique – and every lifestyle is different.

That’s why MetLife Protect allows you to build insurance over time to suit your changing needs by simply adding the ‘extras’ that matter to your existing policy as your life changes.

Life Insurance
Life Insurance

Life+

  • Home Loan: provides additional payments that can assist with loan repayments in case of illness, injury or death      
  • Buy/Sell: supports your succession plan, with an immediate business expenses benefit
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Total and Permanent Disability
Total and Permanent Disability

TPD+

  • Employment: an enhanced TPD definition that permits some earning capacity during disablement
  • Specialist: covers 100% of the total amount in the event of permanent inability to work in your usual occupation.
  • Business: covers 100% of the total amount in the event you become permanently unable to work in your business
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Trauma Insurance
Trauma Insurance

Trauma+

  • Family: cover for your dependent child in case they suffer from a serious illness
  • Individual: boosted benefits for some covered trauma conditions
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Income Protection
Income Protection

Income Cover+

  • Professional: covers a number of benefits aligned to professional workers
  • Provide & Care: cover in case you need to take leave to care for a dependent child
  • Key Person: support for your business in case a key person in your business is disabled
  • Sole Trader: pays simple business expenses
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Speak to your adviser
We live in a fast-paced world, but with MetLife it’s easy to protect what matters as your life changes.

Contact your financial adviser today for more information.

Product Disclosure Statement

Download and read the MetLife Protect and MetLife Protect Super Disclosure Statement and Policy Terms (issued 21 July 2019).

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Life Insurance
Life Insurance

Protect your loved ones with a lump sum paid to your beneficiaries orestate if you die or become terminally ill.

 

Total and Permanent Disability (TPD) Insurance
Total and Permanent Disability Insurance

Provides a lump sum payment for you if you become totally and permanently disabled and are unable to work. 

Trauma Insurance
Trauma Insurance

Ensures you are protected if you suffer from a specified serious illness (such as cancer) or a specified serious injury, such as losing a limb.

 

Insurance Protection Insurance
Income Protection Insurance

Keep your life on track with a regular benefit if you are temporarily unable to work due to an illness or injury.

 

Claims philosophy

Claims philosophy

Insurance is a promise we mean to keep – and a claim is our moment of truth. With over $485 million in claims paid last year, you can count on us to be there when you need us most, guaranteeing a claims decision within 10 days of getting your information.

 

What is underwriting?

What is underwriting?

Underwriting can make all the difference when individual circumstances need to be factored in. That’s why we employ a dedicated and experienced local underwriting team to find the very best solution for your MetLife insurance.

 

Insurance calculator

Insurance calculator

Our calculator is designed to provide you with an estimate of how much insurance protection cover you may need in the event of a trauma, death, total and permanent disablement (TPD) or if you are unable to work. Plus, it’s simple and easy to use.

 

How else can we help you?

Need a form? Have a question? Or simply want to find out more about the benefits of MetLife insurance solutions.

Life Insurance Contact us

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