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Life Insurance

Life insurance gives you peace of mind knowing that your family and loved ones will be taken care of if you are no longer around. It can also help you through major life events such as your spouse or partner passing away.

What is Life Insurance?

Life cover protects your family’s financial security should the worst happen to you, with a lump sum payment.

This payment can be used to help cover mortgage payments, school fees, bills, groceries and other living expenses.

Death cover

Pays a lump sum to your beneficiaries if you die.

Range of cover options

A range of cover levels to suit your needs, lifestyle and budget.

Terminal illness payment

Payment if you are diagnosed with a terminal illness from the moment you are diagnosed.

Advance claim payment

Your loved ones can receive a payment straight away to cover costs such as funeral expenses.

Choosing your level of cover

When you apply for Life Insurance, you can choose how much you would like to be covered for, based on your personal and family requirements.

In return for cover, you pay a regular premium, which will vary based on the type of cover you choose, the amount you choose to be covered for, your age, medical history and lifestyle factors, such as whether you smoke. Generally, the higher the amount of cover you have and the older you are, the higher your premium will be.

How to get Life Insurance

Take care of what’s important and protect your family’s future.

Get in touch with your financial adviser and learn more about your insurance options. 

MetLife Protect Insurance MetLife Protect

Retail insurance is a type of fully underwritten policy that is distributed to customers through financial advisers. It is an individual life insurance product and can include Life cover, Total and Permanent Disablement, Income Protection and Trauma. 

MetLife Protect is our retail insurance product.

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Insurance inside Super Insurance inside Super

A large number of superannuation funds have a built-in life insurance policy that provides automatic protection when you become a fund member. This default insurance can include Life cover, Total and Permanent Disablement and Income Protection.

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Speak to your adviser

We live in a fast-paced world, but with MetLife it’s easy to protect what matters as your life changes.

Contact your financial adviser today for more information.

If you don't have a financial adviser, we can help you find one.

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Life Insurance

Life Insurance

Support and peace of mind for people facing the consequences of death and terminal illness.

 
Total and Permanent Disability (TPD) Insurance
Total and Permanent Disability Insurance

Provides protection if you’re permanently unable to work due to injury or illness.

Trauma Insurance
Trauma Insurance

A lump sum payment to help you and your family cover medical and living costs – so you can focus on recovery.

Income Protection Insurance
Income Protection Insurance

Regular payments to help you maintain your lifestyle while you’re unable to work due to injury or illness. 

Claims Philosophy

Insurance is a promise we mean to keep – and a claim is our moment of truth. With over $485 million in claims paid last year, you can count on MetLife to be there when you need us most, along with a Claims decision within 10 days of getting your information. 

What is Underwriting?

Underwriting can make all the difference when individual circumstances need to be factored in. That’s why we employ a dedicated and experienced local underwriting team to find the very best solution for your insurance.

Insurance Calculator

Our calculator is designed to provide you with an estimate of how much insurance protection cover you may need in the event of a trauma, death, total and permanent disability (TPD) or if you are unable to work. Plus it’s simple and easy to use.

How else can we help you?

Need a form? Have a question? Or simply want to find out more about the benefits of MetLife insurance solutions.

This website contains general information only, which does not take into account your personal financial situation, objectives or needs. Before deciding whether to acquire, or continuing to hold, any of our products, please seek appropriate independent financial advice to assess whether it is suitable for you. You should also consider the relevant Product Disclosure Statement, available upon request by calling 1300 555 625, before making any decision. Life insurance products are issued by MetLife Insurance Limited ABN 75 004 274 882, AFSL 238096.

By accessing this website you agree to comply with MetLife's Legal Notices