Ask us to call you All fields are required

I have read and understood the privacy statement

If you are deaf, or have a hearing or speech impairment:

  1. Contact us through the National Relay Service.
  2. Provide the MetLife number you wish to call.

For more information visit: http://www.relayservice.gov.au

National Relay Service
Thank you for contacting us.
Error

We’re sorry, but MetLife Australia cannot process this request due to a temporary technical error.  

Please refresh the page or you can try again shortly.  

Small Business Insurance

Big business protection for your small business

Small Business Insurance

As a small business owner, you handpick a team of people who share your vision and work hard to make it happen. It's only natural that you want to protect and support those people who’ve helped you make your business what it is today.

In the past, small employers were often unable to access group insurance, making it harder and more expensive to provide this benefit for their employees. But now if you have more than 12-50 employees, MetLife can offer you cover that’s customised to suit your staff and your business. 

While Life and Total Permanent Disability (TPD) insurance are often available to individuals through their super fund, you can provide extra security for your employees through income protection insurance, which offers a regular payment to your employees if they are unable to work due to illness or injury. 

Protect your business and cash flow
  • If one of your employees is unable to work for a prolonged period due to illness or injury, they can receive an ongoing monthly income stream.
Cover that’s cost-effective
  • Insurance premiums can be less than 1% of your payroll – and are often tax deductible*.
Getting your staff back to work
  • We focus on early intervention, which can help your employees recover – and stay healthy when they get back to work.
  • Then if things go wrong, we’ll consult with medical and rehabilitation services to help your employee get on their feet again faster.
Attract and retain the best people
  • Employers who provide attractive benefits to their employees, such as comprehensive insurance cover, are more likely to attract and keep their staff

About MetLife Income Protection Insurance

Protection for what’s important
  • Your staff with be protected for injury, illness, permanent disability and death.
  • If they are unable to work due to illness or injury** they may receive up to 75% of their pre-disability income.
The power of the group
  • Group insurance means your staff may be automatically accepted for cover. And because it’s for groups, group insurance is often cheaper than they could otherwise get as an individual. 
Give employees the support they crave
  • We all want to feel supported – in fact, a recent study^ has shown that employees feel loyalty to employers who provide benefits to them.
Cover that suits their needs
  • We customize your insurance offering, so your employees can choose the cover that suits them.
  • We offer flexible waiting periods on income protection (from 30 days to 120 days) and benefit periods – from 2 to 5 years, or up to age 60 or 65 years.
Small Insurance

Ask us to call you All fields are required

I have read and understood the privacy statement

If you are deaf, or have a hearing or speech impairment:

  1. Contact us through the National Relay Service
  2. Provide the MetLife number you wish to call.

For more information visit: http://www.relayservice.gov.au

Thank you for contacting us.

Someone from MetLife will contact you in the near future.

Error

We’re sorry, but MetLife Australia cannot process this request due to a temporary technical error.  

Please refresh the page or you can try again shortly.  

* Taxation law is complex and this information has been prepared as a guide only and does not represent taxation advice. Please see your tax adviser for independent taxation advice.

** As defined by the policy.

^MetLife, Employee Benefit Trends Study Australia, 2014

This website contains general information only, which does not take into account your personal financial situation, objectives or needs. Before deciding whether to acquire, or continuing to hold, any of our products, please seek appropriate independent financial advice to assess whether it is suitable for you. You should also consider the relevant Product Disclosure Statement, available upon request by calling 1300 555 625, before making any decision. Life insurance products are issued by MetLife Insurance Limited ABN 75 004 274 882, AFSL 238096.

By accessing this website you agree to comply with MetLife's Legal Notices