Ask us to call you All fields are required

I have read and understood the privacy statement

If you are deaf, or have a hearing or speech impairment:

  1. Contact us through the National Relay Service.
  2. Provide the MetLife number you wish to call.

For more information visit: http://www.relayservice.gov.au

National Relay Service
Thank you for contacting us.
Error

We’re sorry, but MetLife Australia cannot process this request due to a temporary technical error.  

Please refresh the page or you can try again shortly.  

Income Protection Insurance

Cover for one of the most important assets of all – your ability to earn a living

What is Income protection insurance

A temporary illness or injury can put you out of action for months or even years. And the last thing you need when you’re trying to recover from an illness or injury is financial stress. That’s where Income Protection Insurance can help.

What is Income Protection Insurance?

Income Protection Insurance provides a regular payment in place of your income, if you’re unable to work for extended periods due to illness or injury.  It generally pays up to 75% of your income to help cover your living costs while you recover.

Who should consider it?

Would you be able to cover your living expenses and debt repayments if illness or injury meant you were unable to earn an income? If not, then you should consider Income Protection Insurance.

Income Protection can help get you through a difficult period, without having to eat into your savings or rely on outside help – so a temporary setback doesn’t put you behind for years.

How it works

Income Protection can pay up to 75% of your income if an injury or illness leads to you being unable to work in your occupation for longer than the waiting period on the policy. You will receive a monthly benefit for as long as you remain temporarily disabled up to the maximum benefit limit, as specified in your policy. Depending on your policy, you may also receive an additional payment into your super fund – so your retirement savings can keep growing even while you’re unable to work.

About MetLife Income Protection Insurance
Income Protection Insurance Partner

MetLife Income Protection insurance is available through our partner:

If you are an existing policy holder and have a question about your cover or require a PDS please contact  ING Direct directly. 

Partner Benefits
  • Receive monthly payments while you get back on your feet: You could receive up to 75% of your pre-disability income.
  • Keep adding to your vital retirement nest-egg: In some cases, you could receive an additional 10% to cover your super contributions.
  • Choose the waiting period that suits you: MetLife Income Protection’s standard benefits offer a range of waiting periods to suit you: 30, 60, or 90 days
  • Choice of benefit periods: Our benefit periods for ING Direct Living Super are 2 years or up to age 67.
  • Income Protection can be tax effective: You may be able to claim a deduction on your premiums – making your insurance even more affordable. You should seek professional advice as to your own taxation position.
Income Protection Insurance Contact us

Ask us to call you All fields are required

I have read and understood the privacy statement

If you are deaf, or have a hearing or speech impairment:

  1. Contact us through the National Relay Service
  2. Provide the MetLife number you wish to call.

For more information visit: http://www.relayservice.gov.au

Thank you for contacting us.

Someone from MetLife will contact you in the near future.

Error

We’re sorry, but MetLife Australia cannot process this request due to a temporary technical error.  

Please refresh the page or you can try again shortly.  

This website contains general information only, which does not take into account your personal financial situation, objectives or needs. Before deciding whether to acquire, or continuing to hold, any of our products, please seek appropriate independent financial advice to assess whether it is suitable for you. You should also consider the relevant Product Disclosure Statement, available upon request by calling 1300 555 625, before making any decision. Life insurance products are issued by MetLife Insurance Limited ABN 75 004 274 882, AFSL 238096.

By accessing this website you agree to comply with MetLife's Legal Notices