Legal Notices

By accessing this web site you agree to comply with these Terms & Conditions. You should review these terms and conditions regularly as they may change at any time at our sole discretion.

"We/Us/Our/MetLife" means MetLife Insurance Limited, or any other member of the global MetLife group.

1.   Liability

UNDER NO CIRCUMSTANCES SHALL WE BE LIABLE FOR ANY DIRECT OR INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES THAT MAY ARISE FROM YOUR USE OF, OR INABILITY TO USE, THIS WEB SITE. Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages. In such jurisdictions, our liability is limited to the greatest extent permitted by law.

THIS WEB SITE CONTENT IS PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR PURPOSE.

2.   We Do Not Have Responsibility for Links to Third Party Content

ANY LINKS TO THIRD PARTY WEB SITES ARE PROVIDED FOR YOUR CONVENIENCE AND INFORMATION ONLY. THE CONTENT IN ANY LINKED WEB SITES IS NOT UNDER OUR CONTROL AND WE ARE NOT RESPONSIBLE FOR IT.

We reserve the right to terminate a link to a third party web site at any time. If we provide a link to a third party web site, this does not necessarily mean that we endorse, authorise or sponsor the web site, nor that we are necessarily affiliated with the third party web site's owners or sponsors. If you wish to link to any MetLife site, please contact the webmaster.

3.   Privacy/Handling of Personal Information or Data Transmitted to Us

Personal information transmitted to us will be treated in accordance with MetLife's Privacy Policy.

We may collect information through technology in order to enhance our ability to serve you. For example, when you arrive at one of our web sites, we may collect your respective IP address. This IP address is associated with the portal which you used to log-in to the Internet, such as your ISP (Internet service provider), company, association or university. It should be noted, however, that your IP address will generally not identify you personally. From time to time, we use these IP addresses to study the frequency of visits to various sections of our web site.

4.   Proprietary Rights & Restricted Use

This web site's content is copyrighted and protected by intellectual property and other laws. You are not authorised to post on or transmit to or from this web site any unlawful, threatening, libellous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material, or any other content that could give rise to any civil or criminal liability under the law.

You may print a copy of the information contained herein for your personal use, only, but you may not reproduce or distribute the text or graphics to others or substantially copy the information on your own server, or link to this web site, without the prior written permission of MetLife.

5.   By Providing Content, We Do Not Allow You to Use Trademarks Referenced in This Web Site

MetLife is the copyright owner of all content contained on this web site. United Feature Syndicate, Inc. is the copyright owner of all PEANUTS® characters and graphics contained on this web site. METLIFE®, METLIFE ONLINE®, LIFE ADVICE®, have you met life today?® and other trademarks and service marks of MetLife are owned by the MetLife group and licensed for use to MetLife. Other parties' trademarks and services marks that may be referred to are the property of their respective owners. Nothing on this web site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark without our written permission. The name of MetLife, Inc., Metropolitan Life Insurance Company, MetLife or our logo may not be used in any way, including in advertising or publicity pertaining to distribution of materials on this web site, without prior written permission. You are not authorised to use MetLife’s logos as a hyperlink to this web site unless you obtain our prior written permission.

6.   All Products and Services May Not be Available in Your Area

The information provided in this site is in accordance with Australian laws and may not satisfy the laws of other countries. Further, the availability of some products and services may be limited to Australian residents only.

7.   General Advice Warning

Any advice contained in this web site is general advice only, as it does not take into account your personal financial situation, objectives or needs. Before deciding whether to acquire any of our products, please seek appropriate independent financial advice to assess whether it is suitable for you. You should also consider the Product Disclosure Statement before making any decision.

The information in this web site is intended for Australian residents only, and does not constitute an offer to non-residents. Any guarantees are provided by MetLife Insurance Limited in Australia. None of the obligations of MetLife in this web site are guaranteed by MetLife, Inc. (incorporated in the United States), or by any other member of the global MetLife group.