See how our insurance product could make a real difference in your clients' lives.
MetLife Protect
We know life moves fast and we believe that life insurance can be more nimble, transparent and consistent to help people be protected from the unexpected.

3-year rate guarantee
MetLife Protect’s 3-year rate guarantee on lump sum products provides you and your clients with financial certainty.

Multiple claims on Trauma
MetLife Protect’s Trauma Cover Reinstatement Option provides multiple benefit payments – up to six times the Trauma Cover Amount for multiple claims across each Trauma Category.

Flexibility around superannuation
MetLife Protect and MetLife Protect Super provides your clients with the flexibility to structure their insurance cover inside and outside superannuation.

Access to 360Health program
MetLife Protect provides your clients with access to a suite of health services to help support their health journey, and promote a longer and healthier life.

Rewarding customer loyalty
MetLife Protect’s multi-policy discount, multi-lives discount and healthy lives discount can provide your clients with even better value. All discounts are quoted automatically, so you can share the good news sooner.

Pay rise
Disability Extras
Marriage
Family Extras

First baby
Family Extras

Graduation or registration in your field
Own Occupation Extras
MetLife Protect + Extras
Every client is unique.
Design a MetLife Protect + Extras policy to suit their needs now – and adapt it as their needs change.
It’s a simple way to show you that we ‘get’ what’s important to them.

Life+
- Premium Waiver: waives premium when your client becomes totally disabled
- Specified Events: provides additional financial support in case of accidental injury
- Buy/Sell: supports your client’s business succession plan with an Immediate Business Expenses Benefit

Income Cover+
- Claim Indexation: increases your client’s claim payments to cover indexation**
- Superannuation Contribution: pays your client’s superannuation contribution directly to their superannuation fund during the claim period
- Disability Extras: increases your client’s claim payments† for the first 6 months of their claim – applies to specific scenarios

TPD+
- Life Cover Purchase: your client receives Life Cover after a full standalone TPD claim
- Life Cover Buy Back: allows your client to restore their Linked Life Cover following a TPD claim
- Double TPD: allows your client to restore Life Cover following a full TPD claim and waives premium on restored cover
- Premium Waiver: waives premium when your client becomes totally disabled
- Own Occupation: covers 100% of the TPD Cover Amount in the event of your client’s permanent inability to work in their Own Occupation
- Own Business: covers 100% of the TPD Cover Amount in the event your client becomes permanently unable to work in their Busines, solely due to Injury or Illnesss

Trauma+
- Life Cover Purchase: your client receives Life Cover after a full standalone Trauma claim
- Life Cover Buy Back: allows your clients to restore their linked Life Cover following a Trauma claim
- Double Trauma: allows your client to restore Life Cover following a full Trauma claim and waives premium on restored cover
- Trauma Reinstatement: allows your client to reinstate their Trauma Cover following a Trauma claim
- Premium Waiver: waives premium when your client becomes totally disabled
- Family Extras: cover for your dependent child in case they suffer from a serious illness
- Individual Extras: boosted benefits for some covered trauma conditions
Target Market Determination (TMD)
For the class of consumers whom MetLife Protect and MetLife Protect Super is likely to be suitable for, and any conditions around how the product can be distributed, download and read the TMDs for MetLife Protect (prepared by MetLife Insurance Limited) and MetLife Protect Super (prepared by Equity Trustees Superannuation Limited)