MetLife Protect

We know life moves fast and we believe that life insurance can be more nimble, transparent and consistent to help people be protected from the unexpected.

What is MetLife Protect?

We've made it easier for you to protect what matters most to your clients as their life changes, with building blocks of flexible life cover.

See how our new insurance product could make a real difference in your clients' lives.

MetLife Protect + Extras

Every client is unique.

Design a MetLife Protect + Extras policy to suit their needs now – and adapt it as their needs change.

It’s a simple way to show you that we ‘get’ what’s important to them.

Life+

Home Loan: provides additional financial support in case of illness, injury or death

Buy/Sell: supports your client’s business succession plan

TPD+

Employment: allows your clients to restore their Linked Life Cover following a TPD claim
Specialist: own-occupation TPD definition
Business: own-occupation definition for business owners and sole traders

Income Cover+

Professional: covers a number of benefits aligned to professional workers
Provide & Care: cover in case your clients need to take leave to care for a dependent child
Key Person: provides upfront accident cover and reimbursement for recruitment and business expenses (e.g. retraining, leases, accounting fees)
Sole Trader: pays simple business expenses

Trauma+

Family: cover for your client's dependent child in case they suffer from a serious illness
Individual: boosted benefits for some covered trauma conditions

Life moves fast, and MetLife Protect is designed to keep pace.

It’s easy to increase your cover without full underwriting on the occurrence of specified life events or a salary increase.

For example, under certain circumstances, some Extras Covers have an inbuilt Life Events Increases Feature enabling cover to be increased without any medical underwriting.

Buy a home

Home Loan Extras

Pay rise

Employee Extras

Marriage

Family Extras

First baby

Provide & Care Extras

Start own business

Key Person/Sole Trader Extras

Bring in partners

Buy/Sell Extras

Inside super or outside super?

You can link MetLife Protect covers, so clients can pay for some policies from their super fund, and some directly – making it even more affordable in many cases for your clients.

Cover inside super is available for clients with an SMSF or who apply for a membership of the MetLife Australia Superannuation Fund.

Reward their loyalty

With multi-policy discounts, multi-lives discounts and healthy BMI discounts, MetLife Protect can provide even better value.

All discounts are quoted automatically, so you can share the good news sooner.

Meet the team

We’re working together to create great solutions for your business and your clients. As a MetLife partner, you have life insurance expertise on your side.

Learn More