MetLife Protect
Protection designed to support your clients with confidence, at every stage of their life
Secure your clients' futures with features like:
Cover that is designed to involve through life changes
award-winning 360Health services
Guaranteed value
Our product is rated in the top quartile for coverage, policy definitions, strength and sustainability, and flexibility1.
Award-winning care
Our expert team and underwriters rank in the top quartile for their simple and supportive process2.
Flexible cover
Tailored cover, so your clients only pay for what they need, when they need it.
Benefits of MetLife Protect
From quote to claim, we make it simple—so you can focus on what matters: your clients.
Market leading Trauma reinstatement
Up to six times the Trauma Cover Amount for multiple claims across each Trauma Category during the policy's lifetime (full benefit across each category is only paid once).
Life Cover – Specified Events Option
An additional payment alongside Standard Life Cover.
Income Cover – Market‑first claims management expenses benefit
Designed to help reduce delays and keep claims moving. If a client needs an accountant to prepare financial evidence for an Income Cover claim, MetLife may reimburse up to the lesser of the Monthly Cover Amount or $3,000.
Market leading 15-hour minimum working requirement
TPD and Income Cover available with a minimum working requirement of 15 hours per week.
Built-in savings
Extra savings if your clients have more than one policy, cover multiple lives, or maintain a healthy lifestyle.
360Health
Gives you and your clients access to a range of award-winning health services that can support a healthier, longer life.
AWARDS
Protection built for confident advice
MetLife Protect offers award-winning cover that provides security, flexibility, and long-term value.
Life changes quickly and your clients’ cover should too.
MetLife Protect makes it easy to increase cover when life changes, so you can focus on advice, not admin. With Life Events Increase, you can boost your clients' Life and TPD cover without medical underwriting.
Faster coverage, stronger protection—because life doesn't wait for paperwork.
MetLife Protect + Extras
Every person is unique, and our MetLife Protect + Extras policy adapts to their needs now and tomorrow. We help you protect what's important to them.
Premium Waiver: Waives premium when your client becomes totally disabled
Specified Events: Provides additional financial support in case of accidental injury
Business Extras: Supports your client's looking to protect the share of their interest in their business.
Be part of one of the fastest-growing life insurers3.
Partner in growth. Deliver more for your clients.
Resources
MetLife Protect Product Disclosure Statement (PDS)
MetLife Protect Target Market Determination
MetLife Protect Super Target Market Determination (TMD)
Already covering your clients with award-winning MetLife products?
Or, partner with us today and get your adviser code.
METLIFE 360HEALTH
Support today, with tomorrow in mind
Designed to support our MetLife policyholders and their families, 360Health is an award-winning wellbeing program that provides a wide range of virtual health services, tools, and expert care.
Find out more
1 Adviser Ratings data: 2024 Life insurance benchmark study, comparing 9 insurers.
2 As above.
3 NMG Risk Distribution Monitor - Retail Advice December Quarter 2025, new sales rolling 12 months to December Quarter 2025.